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Blue CashSM from American Express®
Issuer: American Express Intro APR: 0% Shopping with the CardOnline Fraud Protection GuaranteeUse the American Express Card online, and you won't be responsible for any unauthorized charges. Period. No fine print, no deductible - just pure protection, so you can shop with confidence anywhere on the Internet. Return Protection If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item. 2 Buyer's Assurance With the Buyer's Assurance Plan you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S. 3 Purchase Protection Plan Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. 4 Traveling with the CardCar Rental Loss and Damage InsuranceDid you know that you are covered under the Car Rental Loss and Damage Insurance Program - at no additional charge? Simply use your Card to reserve, pick up, and pay for an auto rental. See the Description of Coverage or call 1-800-338-1670 for full details. 5 Emergency Card Replacement Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-888-BLUE-741 or visiting one of over 1700 Travel Service Office locations worldwide. Express Cash Access your credit line 24 hours a day at more than 500,000 ATMs worldwide with Express Cash. To activate Express Cash, simply call 1-800-CASH-NOW (1-800-227-4669). 6 Global Assist® Hotline Wherever you travel, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage, and more. 7 Travel Accident Insurance Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the Card. 8 Assured Reservations Use your Blue Cash to book your hotel rooms, and we'll guarantee your room until check-out time the following day. Please view the Card Terms & Conditions for more information. 1 Your annual cash reward for everyday purchases at stand-alone U.S. supermarkets, gas stations, drugstores, and home improvement stores is up to 3%. Stand-alone locations do not include the departments of superstores or warehouse clubs where the standard rebate of up to 1.5% applies. Your annual cash reward for all other purchases is up to 1.5%. You will receive an additional rebate of up to 2% in months in which your account carries a balance. Your cash rewards are limited to $50,000 of annual eligible spending. Balance transfers, purchases of American Express® Travelers Cheques or American Express® Gift Cheques and Cash Advances do not earn a cash back reward. The cash back reward structure is as follows:
2 Coverage is limited to $1,000 annually per Card Account and is subject to additional terms, conditions, and exclusions. For more information please call 1-800-297-8019. 3 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0953. 4 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0951. 5 Coverage is underwritten by AMEX Assurance Company (Administrative Office, De Pere, WI) and is subject to the terms, conditions, and exclusions of Master Policy AX0925. See Description of Coverage for full details. 6 All transactions are subject to a 3% or $5.00 fee, whichever is greater, with no maximum. In addition, there is a 1% fee charged for Travelers Cheque transactions. Funds are drawn against cash advance limits, subject to a limit of $1,000-$3,500 (depending on which American Express ® Card is used) every 7 days, and any other limits that banks may impose. 7 While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers. For assistance, call 1-800-554-AMEX. Outside the U.S., call collect at 715-343-7977. 8 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions and exclusions of Policy AX0948. Apply for Blue CashSM from American Express® Back to the category index |
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| These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay off their card each month and so don't pay any interest. They are more concerned with having a credit card that has no annual fee. These days, with so much competition between credit card companies, you can get so much more. You can get 0% introductory APRs, free balance transfers, and a whole host of exciting credit card rewards: travel, shopping, even points toward college tuition! You get credit card offers in the mail every day. And you do need to make sure that you are using the credit card that is best for you. Instead of sifting through all those credit card offers in the mail, why not go online and check out the incredible offerings of credit card reward programs? In addition to getting the best credit card for you, as well as any perks that come with the card, you will earn a cash reward, just for signing up for your favorite low interest Blue CashSM from American Express® credit card online! Credit card reward programs allow you to easily view and compare all of the best deals that the major, top of the line companies have to offer. And, when you decide to complete an application, you will receive a cash reward or free merchandise through the reward programs! You see, in exchange for connecting consumers to opportunities to do business with them, credit car companies pay their affiliates a commission. Credit card rewards programs pass most of those commissions on to you. In return, you might enjoy the great deals offered by the rewards program on a regular basis and you may just refer your friends! The bottom line is that with credit card rewards programs you get the best low interest credit card for your needs, a generous cash reward, as well as opportunities to get free merchandise, other cash bonuses and really spectacular discounts and bargains. The process is really very simple. You create an account with a rewards program, and in most cases you'll also get a cash bonus just for signing up. That's in addition to the cash reward you get for filling out a credit card application. Once enrolled with the rewards program, you will be able to browse the excellent deals available from well-established credit card companies. As you do so, note the cash reward you will receive as an incentive for signing up. When you make your choice, simply apply online. When you receive your credit card, the rewards program will credit your account for the amount of the cash reward. You can redeem your cash reward or free merchandise by simply verifying your reward program account (usually by phone). Soon you will receive your cash bonus or free merchandise and enjoy your new low interest credit card! |